7891 Stage Hills Blvd

Suite #108

Bartlett, TN 38133

Mon-Fri 8:30a-5:00p

Saturday CLOSED

Sunday CLOSED

Mon-Fri 8:30a-5:00p

Saturday CLOSED

Sunday CLOSED

901.866.9344

info@ericksontitle.com

7891 Stage Hills Blvd

Suite #108

Bartlett, TN 38133

Prior To Closing

Conduct Title Search, Coordinate all aspects of title services with appropriate parties, Prepare all necessary documents, Schedule settlement

During Closing

Account for all funds, Review closing documents, Disburse all mortgage loan or sale proceeds

After Closing

Satisfy all lender requirements, Record Transfer Documents, Issue Title Insurance Policy

What we do

About Us

When purchasing a new home or refinancing an existing mortgage, do you know what transpires from the time of application to the day of settlement?

At Erickson Title & Closing, LLC, we realize your home is your most valuable asset. We understand the stress associated with purchasing or refinancing a home and are available to answer any questions or concerns you may have regarding your settlement.

Our staff of dedicated professionals will guide you through the entire process and will assure that you are protected against adverse title claims or risks long after your settlement.

Title Services

Let us help you with all of your title service needs including title insurance, title search, and other associated services.

Schedule Settlement

Complete your closing on time. Let us help with scheduling your settlement date and assist you in preparing for the big day.

Review Documents

Just one wrong document can delay your closing. We will help review your needed documents to ensure you are ready for your closing.

Disburse Proceeds

Ensure all funds are disbursed correctly and properly to make your closing as smooth as possible and successful.

Do you need it

Why Title Insurance?

Owning real estate is one of the most precious values of freedom in this country. You want the assurance that the property you are buying will be yours. Other than your mortgage holder, no one else should have any claims or restrictions against your home.

Title insurance is issued after a careful examination of the public records. But even the most thorough search cannot absolutely assure that no title faults are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search. Title insurance eliminates any risks and losses caused by faults in title from an event that occurred before you owned the property.

Title insurance is different from other types of insurance in that it protects you, the insured, from a loss that may occur from matters or faults from the past. Other types of insurance such as auto, life, or health cover you against losses that may occur in the future. Title insurance does not protect against any future faults, but does protect you from risks or undiscovered interests. Another difference is that you pay a one-time premium for a policy that remains effective until the property is sold to a new owner – even if that doesn’t occur for decades.

A lender’s policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale.

This policy only protects the lender’s interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner’s policy.

An owner’s policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy.

Protection from financial loss due to demands that may be charged against the title to your home, up to the cost of the title policy.

Payment of legal costs if the title insurer has to defend your title against a covered claim.

Payment of successful claims against the title to your home covered by the policy, up to the cost of the policy.

Any purchaser will need evidence that his investment in your property is free of title defects. The title insurance policy that you provide the purchaser is a guarantee that you are selling a clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership. It will reassure your purchaser that he or she is protected from any risks or losses and could help you close your deal.

Without title insurance, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title. As a result, you may be held fully accountable for any prior liens, judgments or claims brought against your new property. If this should occur, your title policy insures that you will be defended at no cost against all covered claims up to the amount of the policy.

The insurance commission approves and controls the premiums for title insurance policies. The premiums are paid only once and the cost depends upon the purchase price of the property and the policy amount must be equal to the purchase price.

  • Undisclosed heirs
  • Forged deeds, mortgages, wills, releases and other documents
  • False impersonation of the true land owner
  • Deeds by minors
  • Documents executed by a revoked or expired Power of Attorney
  • False affidavits of death or heirship
  • Probate matters
  • Fraud
  • Deeds and wills by persons of unsound mind
  • Conveyances by undisclosed divorced spouses
  • Rights of divorced parties
  • Deeds by persons falsely representing their marital status
  • Adverse possession
  • Defective acknowledgements due to improper or expired notarization
  • Forfeitures of real property due to criminal acts
  • Mistakes and omissions resulting in improper abstracting
  • Errors in tax records

Services

Below please find just some of the Services we offer at Erickson Title and Closings. Please contact us today and let us help you with your next closing.

Conduct Title Search
A title search or property title search is the process of retrieving documents evidencing events in the...
Prepare Necessary Documents
During the time between the contract being executed and the closing process being completed...
Account For All Funds
Accounting for all funds needed during a closing is not only necessary but vital if you are...
Satisfy All Lender Requirements
There are standard documents and/or information required to satisfy all lender requirements.  As your...
Record Transfer Documents
After all the necessary documents have been prepared, all funds have been accounted for and...
Issue Title Insurance Policy
Title insurance is insurance to protect real estate owners and lenders against any property loss...

Meet Our Team!

Testimonials

We could tell you how great we are at closings and title insurance but we might be a bit biased. Instead, we asked some of our actual customers and clients to give you their opinion of the type of work we do...

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